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Last week, the House passed the Credit Cardholders’ Bill of Rights Act of 2009, which would create new protections for consumers facing excessive credit card fees, sky-high interest rates, and unfair, incomprehensible credit card company agreements. I voted in favor of the bill. In addition, the House passed with wide bipartisan support an amendment I wrote that would require credit card companies to have a 6-month minimum period for promotional rates, or “teaser” rates, which primarily target college students.
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