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Letters

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Be careful when driving

    Once again, our family has gone through a situation that we had hoped would never happen. As all parents know, when your children start driving, you hope they will draw the line between common sense and being reckless.

    Unfortunately, we cannot be with them at all times and remind them of the consequences of a foolish mistake.

    Tommy will live on in more ways than we can imagine. He had wanted to help others if something did happen to him. We don’t know yet how many people he was able to help. I know we may never know but we carried out his wishes.

    We would like to thank everyone that came by to see us, and for the many and beautiful cards.

    And thanks for the many prayers said in our behalf. We would like to thank Tommy’s friends for the tribute they paid Tommy. I’m sure he was smiling. And please be more careful when driving so another family won’t have to go through this.

Family of Thomas L. Bennett

Bedford

Creating debt

    I fail to see how creating vast amounts of debt is going to solve this nation’s problems. Now every banker knows, or should know, that debt is always liquidated eventually. If the debtor cannot pay it off, the lender has to “eat it” (unless he can find some sucker to buy that debt off him).

    According to the unreal world of Keynesian economics, debt is wealth (at least to the lender), so to write this mathematically – minus $1 equals plus $1, which is going against nature. Let’s suppose that Mr. Boeing wanted to build a 747, based on the concept that gravity made things float in the air, instead of falling, he would have fitted the plane with anchors instead of wings, and he would still be scratching his head wondering why the thing wouldn’t fly. Mr. Boeing didn’t go against nature, and the 747’s fly jolly well.

    The effect of debt on the cost of every blessed thing is not too visible, but it’s there nevertheless. If one wants to build Turbo-encabulators (whatever they are), it might take 15 steps in their production, from prospecting to mining the iron ore, transporting it to the smelter, making steel, shipping it, etc., etc., all the way to the store. Let’s say that the cost of borrowed money adds 1 percent to the cost of each of the 15 stages of manufacture, then the cost of the finished Turbo-encabulator will be multiplied by 1.01 to the power of 15, or 1.15, or a 15 percent increase. If there were 30 stages in the manufacture the cost would increase by 32 percent.

    The bankers have been taking an ever-increasing slice of everybody’s earnings ever since 3000 BC in ancient Babylon, until it has reached the point where they are taking so much that people cannot pay for simple things like housing and eating, let alone SUV’s, HDTV’s, ATV’s and the like, most of which are purchased with credit cards. The remedy is always to print more and more money to the point of hyperinflation (as in Germany after WWI) with ultimate collapse. However they manage to bail us out of this mess, the fact remains that our children and grandchildren will be the ones who will ultimately pick up the tab. I know I am still paying off some of the costs of WWI and WWII, and possibly the Civil War as well!

    From the strange things that are going on overseas these days, with the disturbance in “Kurdistan,” the problems of Afghanistan (if they get that settled, then they will be able to build the oil pipeline from Khazakstan to the Indian Ocean) and the fighting between India and Pakistan (both of whom have nuclear weaponry) it is obvious that we are going to live in interesting times!

David Mends

Huddleston

Kittens and

puppies

    Every week there are ads free kittens, free puppies to a good home (four this weeks paper).

    I hope that all of these animals go to a good home. You need to get names, addresses and phone numbers and ask too if you can come visit. You need to know if they are being taken good care of and not just tied up in the back yard. It is too cold to put a six-week-old animal outside without a good warm house and puppies will not leave their bed in. I use hay and straw because they pull a blanket or rug out.

    Also someone may come and get the animal and sell it to a lab. Please be careful. These animals did not ask to be born and should be taken care of.

    The Humane Society has a low cost spay-neuter program to help cut down on so many unwanted animals. Just call 586-6100 and get an appointment. They spend a lot of money and time trying to help. It is up to the owners to take advantage of this program.

    Your female dog may get out and have one litter but there is no excuse to let her have more.

    There are a lot of caring people in Bedford and a lot of good homes out there. Just be sure to find them. If the child gets tired of the kitten or puppy they may end up at the animal shelter and this costs the tax payer, or dumped on the road which is worse.   

    Think, act and spay/neuter.

Sadie Seabolt

Bedford

Correction

to letter

 

    In a letter to the editor that appeared in the Jan. 21 edition of the Bulletin I made the statement that seniors who have been in Medicare Advantage plans for 2 or more years were no longer eligible to switch back to Traditional Medicare.

    That statement was incorrect. I called 1-800-MEDICARE and was told that anyone wishing to switch from Medicare Advantage to Traditional Medicare may do so during an open enrollment period regardless of how long they have been in Medicare Advantage.

    Also a friend in the insurance industry advised me that by law all Medicare Advantage Plans are supposed be as good or better than Traditional Medicare. That means that a Medicare Advantage plan that offers less days of skilled care coverage than Traditional Medicare is supposed to make that up by offering something better than Traditional Medicare in another part of its policy.

    Both of these facts show the importance of buying a Medicare Advantage plan only from a trusted agent who will sit down and go over the policy, comparing it benefit by benefit to Traditional Medicare. Never buy from a stranger who makes an unsolicited call to your home.

 

Rev. Geoff Hubbard

Thaxton

Clarifying some information

    I’d like to clarify some information regarding Medicare Advantage plans published in a Jan. 26th letter to the editor by the Rev. Geoff Hubbard.  He raised some important points regarding Medicare health insurance options; none more so than his call for seniors to fully understand their plan choices before signing up.

        However, I’d like to correct one critical point.  Medicare Advantage enrollees, even those enrolled for years, may switch back to Traditional Medicare any year they wish during Medicare’s two enrollment periods running from Nov. 15 through Dec. 31 and Jan. 1 through March 31.

Rev. Hubbard offered valuable insight in pointing out that great differences exist among the Medicare Advantage plans themselves, and between Medicare Advantage and Traditional Medicare.  It’s important to start the decision-making process early and set aside time to talk to your doctor or health care advisor, understand your health insurance needs, and learn the differences between the plans offered.

    Medicare Advantage is exceptionally popular among the more than 10 million Americans benefiting from these plans.  This is because, in addition to comprehensive health and prescription drug coverage, many Medicare Advantage plans offer benefits and value-added programs that simply aren’t available to Traditional Medicare members.  Programs like fitness center memberships, vision and dental benefits, and Registered Nurses to help members manage diseases such as diabetes and heart disease.

    There are resources available to Medicare beneficiaries to help them choose their plans.  The best among them is Medicare’s Web site, www.medicare.gov, and its tools to help objectively compare plans side-by-side.  The Kaiser Family Foundation, www.kff.org is also a great resource as are many of the websites of the plans themselves.

Ryan Clemens, director

Humana of Virginia